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18.10.07

How To Get Any Credet Card

How To Get Any Credit Card You Want Article Entitled: How To Get Any Credit Card You Want GET ANY CREDIT CARD YOU WANT
You should have no problem getting any credit card you want if you follow the procedure explained in Report #9005 - ESTABLISH AAA CREDIT IN 30 DAYS. But, there are a few rules to follow to insure you have no difficulties in obtaining your cards:
1) Apply for department store cards first. Purchase something and pay the balance when due;
2) Apply for gasoline credit cards listing your department store cards as references;
3) Apply for bank cards - MasterCard and Visa;
4) Apply for the Travel and Entertainment cards - American Express, Diner’s Club, etc.
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9.10.07

Pre-approved Credit Cards

Pre-approved Credit Cards
Article Entitled: Pre-approved Credit Cards
123. PRE-APPROVED CREDIT CARDS

Pre-approved cards are the result of one bank who now has you as a customer, and sells your name to another bank or a series of banks so they can offer you their credit cards. Here’s how it usually works:

Many smaller banks want to be credit card issuers but, because of limited facilities for credit card processing, it is sometimes difficult for a smaller bank to cash in on the credit card boom. What’s been developed is an interconnect system where large banks will process credit card applications and issue the credit cards for the little banks.

For example, let’s say that Mini Savings & Loan wants to get in on the Plastic Pursuit. However, Mini does not have the facility or the staff to process credit card applications and issue credit cards. What Mini has to do is contract the service with Maxi Bank.

Since Maxi has several banks that they provide this service to, Mini Savings & Loan is just a welcome addition to their roster of client banks for whom they process and issue credit cards.

When you apply for a credit card at Mini Savings & Loan, your application is actually forwarded to Maxim Bank who runs a credit check and, granting you have good credit, issues you your choice of VISA or MasterCard with Mini Savings & Loan’s name on it.

However, since Maxi is the issuing bank and since it has your credit on their file, they can very well send you an application for their own credit card. They can also sell your name to their other client-banks who can offer you their credit cards on a pre-approved basis.

Another source that sells your name is the credit bureau. Because they can program their computers to search for names of existing credit card holders with clean and healthy files, they can provide issuing banks with a premium mailing list of people to whom the banks can send pre-approved credit card applications.




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5.10.07

The Free Credit Card Trap

The Free Credit Card Trap Article Entitled: The Free Credit Card Trap THE FREE CREDIT CARD TRAP
They arrive in your mail - a conspicuous looking mail piece from some 'official looking' bank claiming that you have been Pre-Approved for a Mastercard or VISA credit card.
Of course, you don’t have to have any credit. You can even have bad credit or have just filed bankruptcy or even be rated as a 'slow payer.' It doesn’t matter because these companies want to give you a second chance! These companies want to make it easy for you to obtain a credit card because they only want your money!
How the thing works is that you must send $35 to receive an application that provides you with a name and address listing of banks willing to give you a VISA and/or Mastercard without any credit approval. That’s a stiff price to pay for a sheet of paper, don’t you think? The instructions that come with the application will let you know how the scheme works. You must open up a bank account with the bank once that bank approves you. Big deal! They make it appear that you have won some contest or something and people will feel 'good inside' that someone has approved them.
But that’s not all. The minimum amount you must deposit is $200 but you can deposit as much as you want. In return, you get a Mastercard or VISA credit card with a credit limit up to the amount you deposit. Wow! What a great honor! This is no break! Think about it. If a stranger gave you $200 to hold for him until Friday wouldn’t you feel safe in granting them a $200 loan? I mean - it’s their own money you’ve got. If they default, you’ve got the full amount to pay off the loan. It takes a twisted mind to take $200 from you, grant you $200 credit with your own money plus charge you astronomical interest rates just to take the money from your hand and give it back to you. That’s insane!
Of course - to combat this insanity, the great and wonderful banks claim to help fix your credit report. They say that if you maintain payments in a correct fashion, this information will be reported to the credit bureau. Yea, right! When Shell calls the credit bureau to check your credit for a gas credit card, your report shows 47 defaulted loans and a bankruptcy. However, there is one company that you make payments to on-time. Big deal. Don’t you think the rest of your bad credit will still be the deciding factor in Shell’s final decision. You bet you bottom dollar!
Look at this: the bank makes money from the interest of your deposit. The bank also makes money by charging you 18% to 22% interest for the right to use their Mastercard or VISA. Plus the bank is guaranteed their money because if you don’t pay on time, they take the money out of the bank account you opened with them along with any interest you have accumulated.
Why would anyone with $200 to deposit want a credit card with a $200 limit? If you have $200 and want to buy an item for $200 - go out and purchase it. That way, you’ll own it lock, stock and barrel. No interest, no payments, no hassle! Plus, you won’t owe your soul to the company store - sort-of-speak.
Credit is a wonderful thing if you use it intelligently. I know people who charge $100 at the beginning of the month and use that $100 to make $300. It’s free money for 30 days. Then, when the bill comes, they immediately pay the entire balance and come out smelling like a rose with $200 to the good. Credit is also needed in certain circumstances for establishing clout. You can’t call in a telephone order unless you can charge the purchase to your credit card. This delays you getting items you want now.
In fact - some companies will try and make you feel 'low class' if you don’t own a credit card. I am proud to say that I DON’T OWN one. When I’m in a store and they say 'Would you like to put this on your charge?' I promptly say, 'No, I pay for everything I buy!' They immediately shut up. And if they would snap back with a rude answer, I’d leave the stuff sitting on the counter, walk out of the store and get what I needed somewhere else. You don’t have to take abuse just because you don’t choose to line the pockets of the rich credit card companies! It’s insane!
If you’ve ever had a credit card and charged $200, you know you end up paying back $400 or more (unless you pay the balance within 30 days.) Stop allowing these so called banks to rip you off.
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18.9.07

Make Money Onlines By Googel Adsense

Make Money OnlinesMake Money Onlines Learn to Make Money on Internet by Yourself.
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You have to keep in mind that blogs with good keywords can bring hundreds of visitors, who appreciate quality content.
Make Money Online With Blogs You spend hours every day with your weblog. It's become a labor of love. Wouldn't it be nice to find a way to earn some extra money with your weblog?
There are ways of making money online with blogs. The method you've probably seen on most blogs is to host ads, such as with Google Adsense. You let Google put their ads on your site and get paid when people click on the ads. These get mixed reviews. Some say they make a lot this way, but many people don't report much income. Since they are free to ad to your site, it doesn't hurt to try.
Affiliate programs work on blogs as well as they work on websites. Affiliate with companies that sell products related to your site. When people click on the link in your blog and purchase a product, you profit. This is another way of making money online with blogs that doesn't cost you anything. If you are passionate about a product and write about it, this can work well.
If you have a website, blog about some aspect of it and provide a link. Your weblog can effectively sell the product, and all the customer has to do is click to your site and order it.
You will never make money with your blog unless people can find it. Search engines seem to prefer blogs because they tend to be content rich. It helps to stick to one topic. If your blog serves a niche market, it will have less competition.
Making money online with blogs is possible. Consider your blog as another avenue for making money online with little or no cost. Write about what you love, market your blog, and see if the money will follow.
Making money online from home, you really can do it, and I can help! Would you like to start earning a full time income working from your home computer? Well, I'm glad to inform you that your search for what will work for you is over! If you are serious about making money online, you need to read this.Where I let you know which programs can actually change your life and allowed everyday people like you earn lots of money from home! I'm just like you, only rich! Not only in monetary terms but knowledge, ahh! I hope you have the drive to be a rich person as well. I personally went on a quest awhile back to separate the good from the bad, the hacks from the heroes. I wanted to find systems that actually WORKED for everyday people like you and I. I'm not going to lie to you about it, I found MANY more ripoffs and wastes of cash than I did programs that worked. BUT I expected that, and now at least I get to let people know what actually will change their lives for the better, and what to stay away from.
The point of this article is to convey the idea that there are people with your best interest at heart in this world, even in the internet income world. YOU have the ability to make your dreams come true, and I mean that.
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JOB HUNTING : Where To Begin

JOB HUNTING : WHERE TO BEGIN....... Where do you look for jobs? The most common place to find jobs is through newspaper advertisements. Try to read through the whole section - not just the areas you're interested in. One of the oldest techniques in the world for finding information is the 'word of mouth' system. Ask your friends if they know of anything going let them know you're looking for work. Finally,watch the papers to see which companies are expanding. Chances are,they'll need to hire people. They'll be impressed,too, if you call them up because you've read about their future plans. By takig the initiative,you can often create your own opportunities. If you're looking for a job,the elephone can become a kind of lifeline. You'll use it to make inquiries,appointments and follow-up calls. Here are a few simple rules to remember that will help you leave the right impression : First of all,don't pick up the phone without knoing what you're going to say. If necessary,prepare a script outlining what you have to offer. Obviously,you should concentrate on the attributes that a company is looking for. Have a pen and paper ready when you phone - it's annoying to be called,asked for details,and then told to wait while the caller goes off to find a pen and paper. Don't waffle on the phone. Speak clearly,get to the point quickly,and sound as confident as possible. Make sure there's no background noise - even if it means gagging your little sister. If you sound positive,authoritative and enthusiastic,chances are you'll get an appointment. If you sound hesitant and unsure,your chances of success are slim. One of the key things to do is to get the name of the person you're talking to. Don't trust your memory. Write it down and use it during your conversation. When you make an appointment,repeat all the details just to be sure you've got them all right. Remember to thank the person you're speaking to,and make sure to research the company before you appear for the interview. Ten tips for a good start. 1. Firstly,get a good night's rest. Do not appear for an interview with a hangover,yawning or obviously tired. 2. Make every effort to look your best. 3. Don't arrive late for your appointment. Get there at least 15 to 20 minutes early. 4. Don't bite your nails or talk loudly to other people around you. 5. Take advantage of any company magazines available. They will help to give you a better idea of the copany. 6. When the interviewer arrives at the reception area,stand and shake hands if a hand is offered. When you sit down for your interview,sit upright and look the interviewer in the eye. 7. Remember,the interview time is your chance to show a propective employer the kind of personality you have. The only thing between you and the job,is you. Make the most of every moment of your interview. 8. Don't underself yourself - but don't stretch the truth either. 9. If you're unsure of youself,don't be afraid to refer to notes. Notes show you've prepared for the interview and done some homework on the copany. 10. Don't be afraid to ask questions - and be prepared to answer a few. Often,an interviewer will ask you why you want a job,what you can bring to the company and what you know about the company. Have answers prepared. .......................................................................................................................